Happy Monday! I'm excited about a new week and a new month :) I spent most of last week working on my budget (decided to go with an Excel spreadsheet... for now anyway) and I'm pretty happy with the results. I also spent a while listening to Dave Ramsey's online broadcasts. They were interesting and eye-opening. It's sad to see how many people are in the same boat that I am - many were worse off. I tell myself that if they can dig themselves out of it, so can I!
To continue with the posting I started last week from My Pretty Pennies, here is my Weekly Money Check-Up:
1. The most I’ve spent this last week was on an unscheduled night out. My husband and I wanted to have fun for Halloween and we spent more than we planned for. This caused me to have to adjust our budget for the remainder of the month. Although it's not a HUGE deal, it was a set back for us that I don't feel good about. I know I can't turn back time and this is just the start of this long journey, so I have to cut us some slack but these types of things won't get us to the finish line any earlier.
2. Today I feel positively challenged about money. I'm finalizing our budget and although it's overwhelming at times, I'm staying positive and looking at it as a challenge... one that I plan to be successful at!
3. Money can’t buy happiness. One free/inexpensive thing I did last week that made me happy was cleaned my house. I know that sounds crazy, but when the house is a mess, it makes me feel a bit uneasy. We had our suitcases, clothes and a bunch of miscellaneous junk all over the place that needed to be put away (or at least out of my sight in the back bedroom!). I spent a few hours picking up and now when I get home, I feel a sense of peace come over me when I look at my clean living room.
4. I will consider this week a success if I stay within my budget for the rest of the week!
5. If I could grow one thing, it would be a money tree?!? :)