I have some exciting news!
My niece got word from her financial aid office last week that there appears to be a credit in her tuition account. It looks like an overpayment was made! She let me know that it's likely close to $1000 and that if I'm interested I could have it since I was the one paying into her tuition. Um, hello, YES PLEASE!!!
I was so excited that my first impulse was to tell my dear hubby! But something stopped me...
I started to think about how we don't have anything put away into an emergency savings account and how this would be a great start for us. I started to recall how I've noticed some traits from my husband that make me question sharing the news of new-found money with him. Whereas I'm a planner and enviously read other blogs where people actually plan out their meals for the week, my husband prefers that we go to the grocery store on a nightly basis (which I see as a waste of time and money). He has no problem with an empty fridge or completely empty pockets or wallet.
There's an excitement for him in the idea of living on the edge with nothing but the shirt on his back to get him through. This makes me nauseous and very nervous! He has this mentality that "everything will always work out". I love that about him in one sense but in another this phrase frustrates me because I'm typically the one making it work out!
I'm not angry about it and I don't really want or expect him to change, I'm just thinking that I need to quickly and quietly bank this money or else it may disappear into oblivion and we'll have nothing to show for it. I considered putting it towards our debt too but I constantly have this low grade anxiety when I think of us without a safety net and I think funding our emergency fund first is the way to go. If secretly locking this money away somewhere helps me get rid of that feeling, I think it may be worth it!
On the other hand, I want to be completely open and honest with my husband. I don't want to be dishonest or hide anything from him but too often I've seen money burn a hole in his pocket. Believe it or not, I'm actually the better one with the money! I'm the one who does the budget and looks at our bills. I enjoy it and he doesn't have much of an interest. If he ever were to ask if we had money in savings, I would be honest and tell him we did. I just don't know that I should volunteer the information beforehand.
Nothing is finalized yet and until I actually see a check for the credit, I'm hesitant to believe that there really will be one. I still have some time to decide how to move forward. What do you think?
Questions : Is a secret a bad thing when you believe it's for the overall good?