It's that time of year... time to get your free credit report. If you don't already know, you can get one free credit report (from each of the 3 major reporting agencies) every 12 months. This is the website you should go to to get yours: https://www.annualcreditreport.com/cra/index.jspThat means you can actually get one every 4 months. I'm trying to start a new habit and plan to get one in April, August and December. This time I went with Experian, but there's also TransUnion and Equifax as well. It's good to just rotate through each of them in the course of a year.
I just download mine and my husband's. Mine looked fine but my husband's had a few things we'll need to look at. If you don't already do this, you really should. It's a great opportunity to catch mistakes, see if anyone has stolen your identity and just check in on the status of your open accounts.
Good Idea : Get your free credit report at least once a year, if not every 4 months!
Question : When was the last time you checked your credit report? Is this something you are already doing?
I check mine annually, and that is how I found out about the collection account from the radiology group.
ReplyDeleteThanks for the reminder to do this!
ReplyDeleteJenny
I've NEVER checked mine but I know it's AOK as last August when I bought the house out in PEI a credit check was done. It's not something I think about too much which I think is generally the "Canadian Way"!
ReplyDeletewow I can't believe you have to pay for your own information! They are free downunder, I check ours each six months, just in case theres errors.
ReplyDeleteLouise - it is kind of strange now that you mention it, that in the US people pay for their own information!!!
ReplyDelete