30 Tips for First Time Home Buyers and it mentioned how you can check your credit score for free! Up until now, I thought you had to pay to get your score. It turns out you can go to Quizzle.com and get a free credit report and score! That was good news.
After simply entering some general info about myself, I was able to see my credit score. It's 698. I guess it qualifies as a "good" credit score. I have to admit that I was a bit surprised that it wasn't higher. I don't have any dings on my credit report and I don't pay bills late or bounce checks. I firmly believe that once we finish paying down our debt, we'll be able to bump it up even higher.
I plan to check it again as we get closer to buying a house. I want to be fully informed and able to get the best interest rate we possibly can.
If you haven't checked your score, I'd recommend looking into Quizzle. You can't beat free!